
Life Insurance

Life cover
It can help your loved ones deal with the financial impact of your death. You buy life insurance not because you’re going to die but because those you love are going to live. The death benefit paid from a life insurance policy is a tax-free, lump-sum amount that can be used to replace your income so your family can maintain their standard of living. You may also choose to leave the money to your estate or to a trust.

Funeral cover
Is there to take care of the immediate and often urgent costs of a funeral.

Disability cover
It pays a cash lump sum if you becomes permanently disabled and are unable to perform your occupational duties.

Income disability cover
Is your salary protection plan. It is an insurance policy that pays you a monthly income if you cannot work because of a temporary or permanent illness or injury.

Critical illness cover
Critical illness cover pays you a lump sum amount if you are diagnosed with any of the specified severe illnesses (such as cancer, a stroke, a heart attack, etc.).